In "Curious Money:"

Congrats. I'd suggest $3k in a Roth IRA for this year. $20k in a 1 year CD while you figure out what you want to do with it / how you really want to invest it / let the high of getting a slug of money wear off. Keep $5k in savings for a rainy day or put some into a regular IRA as a tax shelter. Spend the remaining $2k doing something nice for yourself (take some classes, vacation, nice dinners, new piece of furniture, etc.)

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