I was just stung for a few annual payments like my car MOT, insurance and service. They didn't come as a surprise, because they're in the diary, but my bank account suffered. For example, I set up a pot called 'Car MOT & Service', and I pay a small amount in each month, so that when the time comes, the money is there. I guess it's like having multiple virtual piggy banks, with specific purpose for each one.
Curious George: Earmarking Savings? Do monkeys know of any way to reserve or 'earmark' a portion of a savings or current/checking account for a particular purpose? Apart from setting up multiple accounts, of course.